The oldest members of the Baby Boom generation turned 65 in 2011. It’s no surprise that “Boomers” represent a huge block of the U.S. population. In fact, 75.8 million Americans children were born between 1946 and 1964 — and they are now dealing with aging. The Pew Research Center estimates that for every day for the next 18 years, 10,000 baby boomers will reach age 65.

This also means that every day 10,000 people will reach the confusing start of their entry into Medicare.  I’m one of them, and I was as confused as most are about what to do when entering Medicare.

The U.S. Department of Health and Human Service sends a small “Welcome to Medicare” handbook a few months before the big event. Then, they send an even larger book, “Medicare & You,” a guidebook to all the details of Medicare. ...