June 21 letters

Jun 20, 2013

Insurance should cover mudslides, too

The following letter was sent to state and national legislators regarding natural disasters.

To the editor:

In light of the tragic happenings in Oklahoma, I have several questions for the people who make the laws of this land.

After the first feelings of horror and sympathy for these people who have survived these tornadoes, I am amazed at the injustices and inconsistencies of these United States. These people live in ‘tornado alley’ and yet they are covered by insurance.

The people in California are covered for earthquakes, even though they have quakes on a regular basis. People in Florida are covered for hurricanes and sink holes even though they happen all the time.

So why are the mountains of North Carolina not able to get insurance and any federal funding when they need the help?

In January, storms severely damaged our home. We were informed six years ago when I switched my construction insurance to occupancy insurance that we were not covered for mudslides, debris slides, etc.

Guess what? There is no coverage anywhere, and of course, I was not informed of this when we started building the home. How has this been allowed to happen?

I have my entire life savings in this home and will be financially devastated if I have to demolish it.

The sad part is the house is repairable, but there is no money to repair it when you factor in repair and stabilization of the surrounding land. I am desperate and pleading for some action on your parts for these conditions to be remedied.

Please, someone look into this terrible injustice, and remedy this problem.

I have encountered many residents, builders and officials who do not know they are not covered for mud slides, and worse yet, cannot get coverage anywhere.

I cannot believe that the insurance companies of this country are above rules and regulations that should state that if they are in business, they have to supply the necessary coverage for people.

When I called the insurance commissioner, I was told by a women in the office that “the insurance companies do what the insurance companies want to do.” The building department and code enforcement of Waynesville have been completely lacking in compassion and sending threatening letters to me throughout this ordeal.

People need to be informed that they are not covered for this problem when their most valuable possession is usually our homes.

Kathleen Remsen

Waynesville

Military rape culture must be addressed

To the editor:

Rape culture and institutionalized misogyny are real problems in America — even here in Haywood County.

From high school football “hero” worship in the recent Stuebenville, Ohio, case to California laws stating unmarried women can’t legally be raped, the attitude and anything that perpetuates the notion that rape is acceptable, she was asking for it, or that it doesn’t exist is part of the problem and not a meaningful solution.

Out of every reported 100 rapes, only five receive felony convictions.

A recent Wall Street Journal editorial described military rape as “an assault on male sexuality” and that most female service members who report rape are lying. The military has allowed sexual assaults to go on for decades with little repercussion to the offender.

Now the U.S. military is finally cracking down on cases of rape and sexual assault likely because 19 female service members sued the Defense Secretary for those reported cases that were swept under the rug.

As a veteran who served in the legal office at my first command, I’ve witnessed rape and sexual assault cases dismissed, deemed inconclusive or dealt with by slapping the offender on the wrist and at worse granting him a transfer to another post.

I was told by my commanding officer that “there just isn’t enough evidence” to punish a male offender because there was no witness to the rape except the female victim.

Even with witnesses such as in the Ohio case where perpetrators filmed the assault, people still want to blame the victim. She was drinking. She was at a party. She is ruining the future lives of the prized, star athletes who gang raped her. Poor criminals.

People as a whole have to change their attitudes about women’s rights, sexuality and rape in this country.

As much progress as the Feminist movement has brought to us, we are still reminded by these cases of rape that women are not important, valued members of society but rather objects to be rendered powerless. Victims are too often demonized and stigmatized.

No woman is asking to be brutalized physically and psychologically. People need to remember that the next victim could be their daughter, wife, mother, sister, cousin, best friend or co-worker.

Heather L Hyatt

Waynesville

 

Apply philosophy across the board

To the editor:

Your column “To reform first, explain details later is bad public policy,” leaves me with just one question for you...

Where was this train of thought on “Obamacare” when Pelosi said “We’ll have to pass it to see what’s in it?”

Paul Carson

Clyde

New activities welcome in Canton

To the editor:

I wonder why, in the past, that Canton, besides Labor Day or the Christmas Parade, didn’t have all these activities that have been going on.

They had the wrong mayor and wife. Keep it up. Maybe Clyde will follow.

Ruth Warlick

Clyde

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